Protect against what can go wrong so you can invest in what can go right.
Hear What Others Are Saying
“We had more gaps in our insurance than we knew about. Our old agent was nice, but the policies werent right for our restaurant. Stephen really cares about his clients, and we felt it. And the work we got from Magnolia was top-notch. If you own a restaurant -or any business- you need to give them a call. ” – Rich F.
Serve With Passion
This program is more than just a new insurance quote.
RestaurantProtect© is risk management that gets results.
RestaurantProtect™ works for restaurants of any flavor.
Delis | Fine Dining | Bars | Coffee Shops | Buffets | Diners | Chains & Franchises
Set an appointment with one of our experts
We will review your current situation and conduct a thorough needs analysis.
Our team will help you put your plan in motion.
Download Your COMPLIMENTARY Guide Today!
This guide is designed to provide a summary of the major risks restaurant owners must address and includes helpful strategies and materials they can use to reduce the exposures associated with their business. The guide provides in-depth checklists you can use to keep your restaurant secure, and your employees and patrons safe. In addition, this resource includes supplemental tools, like sample policies and forms, to help you manage your property more efficiently.
You’ve worked hard to build your practice. The countless hours between patient appointments, staff training, and all of your education adds up fast. It’s a lot and we know it. Having the right business insurance for your practice is vital. When something goes wrong, you need to know with certainty that your policies will respond the way you want them to.
- General Liability
- Errors and omissions
- Workers Comp
- Directors and Officers
- Business interruption
Risk management is the identification, assessment and prioritization of risks and the subsequent coordinated and economical application of resources to minimize, monitor and control the probability and impact of losses. Effective risk management activities create value and should be an integral part of the decision-making process. How does risk management impact your bottom line?
- Opportunity for better pricing on insurance premiums
- Saves out-of-pocket costs like deductibles
- Ensures a safe and stable environment for employees, volunteers and customers
- Helps you understand and be prepared for risks before losses occur
Cybersecurity threats to health care organizations and patient safety are real. Health information technology, which provides critical life-saving functions, consists of connected, networked systems and leverages wireless technologies, leaving such systems more vulnerable to cyber-attack. Recent highly publicized ransomware attacks on hospitals, for example, necessitated diverting patients to other hospitals and led to an inability to access patient records to continue care delivery. Such cyber-attacks expose sensitive patient information and lead to substantial financial costs to regain control of hospital systems and patient data. From small, independent practitioners to large, university hospital environments, cyber-attacks on health care records, IT systems, and medical devices have infected even the most hardened systems. A Cyber Liability InsuranceCyber Liability Insurance policy from Magnolia Insurance Group can help.
Payroll and HR
Human Resources is at the heart of proper risk management. Businesses are made up of people. Those people interact with customers (people) or other businesses (again, constituted of people). SO the effective management of people is vital to managing an organizations risk. Through our partnership with Payroll Medics, we are able to offer comprehensive HR and payroll services at a very affordable price. In fact, as a client of Magnolia insurance Group, you will receive a discount off their regular pricing.
Part of maintaining a healthy workforce is planning for the future, and retirement is a vital part of that planning. The risk of outliving your money is too great to ignore. Hilbert Financial Group, a registered investment advisor, is equipped to help personnel of all levels; from ownership to entry-level employees. Ask your Magnolia Insurance adviser for an introduction to HFG today.
- Individual Planning
- Payroll-deducted IRAs
- 401k Plans
- And More!
Group Health Plans
Does health insurance confuse you? Are you as a business required to provide it? Health insurance is an ever-changing landscape, but you don’t have to be overwhelmed by it. Dedicated advisers at Magnolia Insurance are ready to help you. Just schedule an appointment today to get the wise advice you need.
- Multiple carrier options
- Easy to use technology
- Traditional plans
- Self-insured options
- Enrollment services
- Ancillary products including dental, vision, life, accident, cancer, and more.
Business Succession Planning
Like most businesses, you are likely making plans for the future of your company. But how far ahead do you look? What scenarios have you accounted for? Do any of your plans operate if you or other owners arent in the picture? Good risk management takes into consideration the succession of a business. Succession planning accounts for both planned and unplanned changes in ownership. You may plan to retire and sell the business one day or pass it down to heirs or other partners. But what happens if an owner suddenly dies or is incapacitated? Magnolia Insurance Group has highly skilled experts ready to help you mitigate business succession risk.